Ramya & Raghav logoRamya Raghav
From India, living in the Netherlands

Your one-stop guide to life in the Netherlands

We're Ramya & Raghav, a couple who moved from India to the Netherlands and figured it all out the hard way. This is the guide we wish we'd had.

Written by a couple who did it Fact-checked for 2026
Ramya, Raghav and their family in the Netherlands
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The guides people ask us about most

Getting Started 5 min

Should you move abroad? An honest gut-check

Before the paperwork, the harder question: is moving abroad actually right for you? An honest checklist on money, culture, language, mindset, tax and savings.

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Getting Started 9 min

Your first 30 days in the Netherlands

The exact order to do things (residence permit, gemeente registration, BSN, bank, health insurance, DigiD) so nothing blocks anything else.

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Getting Started 6 min

Health insurance, explained

It's mandatory, you have 4 months, and it costs around €155–165/month. Here's how the basic package, the €385 deductible and the zorgtoeslag allowance fit together.

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Getting Started 6 min

Bringing your dog (or cat) from India

Relocating a pet from India to the Netherlands is very doable, but the rabies antibody test and 3-month wait catch people out. Start about four months early.

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Getting Started 7 min

How the Dutch medical system works

Your GP is the gatekeeper, referrals rule everything, and yes, you'll hear 'rest and paracetamol' a lot. What to expect, and how it differs from India.

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Getting Started 6 min

Apostille & legalising your documents

Your birth and marriage certificates need an apostille from India's MEA before you move. Get this wrong and your gemeente registration stalls. Here's the process.

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Jobs & Visas 6 min

Spotting job scams & fake offer letters

Fake overseas job offers target Indians hard. The red flags, the never-pay rules, and how to check whether an employer and offer are real.

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Money Matters 8 min

The 30% ruling (and the 27% change)

The biggest tax break for skilled migrants, how it works in 2026, the salary threshold, the drop to 27% from 2027, and the driving-licence perk nobody mentions.

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Money Matters 6 min

Sending money to India

The cheapest, legit ways to remit from the Netherlands, the one number that actually matters, and how NRE vs NRO accounts work.

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Cities 5 min

Amsterdam & Amstelveen

The default landing spot for many, world-class connectivity and a big Indian community, but the tightest, priciest housing in the country.

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Community & Culture 4 min

Temples, festivals & staying connected to home

You don't leave your traditions behind. The Indian and Hindu community here celebrates the big festivals in style, and there are temples and events that make the Netherlands feel like home.

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Travel & Transport 5 min

Places worth visiting in the Netherlands

The day trips and weekends we keep going back to: tulip fields, windmill villages and island beaches, each with our own video so you can see it first.

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Travel & Transport 5 min

Getting around: OVpay & public transport

The OV-chipkaart is on its way out. In 2026 you just tap a contactless card. Here's how buses, trams and trains actually work.

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Travel & Transport 6 min

Driving on an Indian licence

The rule that catches Indians out, and the 30% ruling loophole that lets you swap your licence with no Dutch test at all.

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Why we made this

The guide we wish we'd had

When we moved from India, the information was scattered, often outdated, and rarely written by people who'd actually lived it. So we started sharing what we learned, first on YouTube, now here. No jargon, no gatekeeping, just honest help for the next person making the leap.

@ramyaraghav

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We share our Netherlands journey on YouTube, practical, honest, and from two people who actually did it. Come say hi.